The importance of getting good travel insurance shouldn't be overlooked. It can provide peace of mind wherever you are, and whatever you lose or damage can be reimbursed or taken care of with the right insurance. It's recommended you shop around once you've considered the kind of package your holiday needs, because there are many companies selling lots of packages that may or may not suit the kind of trip you're going on. Here are three basic types of insurance to get you started in the right direction.
Annual Trip Travel Insurance This type of insurance is well-suited to the frequent traveller, who for business or leisure leaves the country a few times throughout the year. It works well if your work sends you off for meetings in other cities or if you're partial to weekend breaks for fun. It's cost-effective and saves you having to book new travel insurance for each individual trip. It covers you for a period of up to twelve months for multiple trips throughout that time. Single-Trip Travel Insurance This is appropriate for those one-off family holidays, a long-haul trip, a weekend break, or a basic gap year excursion. The single-trip package takes care of loss, and theft, injuries and damage on that one trip. If you aren't someone who travel an awful lot then this is a good idea and if you do your research you can tailor the package to suit your trip. Backpacker's Insurance You can tailor a single-trip travel insurance to suit a gap year trip but it can only stretch so far and many destinations and activities aren't taken into consideration with a single-trip package. The best thing you can do is to purchase a package that is specifically targeted at the gap year traveller; with policies that allow for far-off destinations, extreme sporting activities and any mishaps that can happen in the middle of nowhere. Basically, get covered for the more' high-risk'-type of travel. For a varied selection of insurance packages, look at Go Travel's website for a travel insurance that will suit the trip you're going on. Also AA Travel Insurance has a good online package if you want to compare and contrast quotes for the period you're travelling.
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